Do I Have Options? There are many potential options for you, or even your family to lower your monthly premium. Individual coverage is much cheaper than group coverage. Keep in mind carriers fully underwrite individual coverage, thus allowing the carriers to offer cheaper coverage then that of group coverage. Group Coverage is guarantee coverage, and therefore the cost is much higher. Don't let the thought of fully underwritten scare you, this is one of the top reasons to utilize a broker. I do the research for you finding what carrier and what plan will be the best for you or your family. Free Instant Quote

How Much Do Your Services Cost? My services cost you NOTHING, there are NO hidden fees, and NO fee's down the road! Utilizing a broker will not change your premium in any way. Carriers appoint licensed agents to help individuals and groups filter through and find a plan that will best fit their situation and needs. This gives you a dedicated person to turn to for all your questions as well as issues. All in all, this makes for a happier and more educated client. Free Instant Quote

Why Use You as My Agent?  I have been licensed since 2005, and have spent the first three plus years helping take care of an agency with a very large book of business made up of both Individual and group clients. I work with all the major carriers, thus giving you more options with a one stop shop. I have experienced every billing and claim issue I can think of, and I have been asked about every question you can think of. I enjoy what I do and I like the fact that I am helping Individuals and Groups find coverage that works best for them, but also giving you a specialist to turn to when in need. Free Instant Quote

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